There are many reasons people stay with their current insurance companies. Maybe they offered great service during the claims. Or they have unique covers, which other companies do not provide. Maybe they have competitive prices. The above are some legitimate and logical reasons to stay with your current provider.
Being with the company for several years
It is true moving from one company to another is not a good idea. However, staying with the same provider for many years is not a good thing. You need to shop around once in a while to avoid paying a lot of fees. Doing business with a particular insurance company for many years does not imply you are in a committed relationship. You should feel free to shop around. This can save you hundreds of dollars every year.
Safe driving rebate
It is nice to receive checks in your mail as rebates from your insurance company. They can be refunded for being overcharged in the first place. You need to verify whether you are being provided with competitive rates even after rebate check.
The majority of car insurance companies provide roadside assistance. However, you should note that this is not a unique advantage, and it is a wrong reason for staying with the current company. It is possible you can get better rates and services elsewhere.
Changing companies is a hassle
It can be a hassle with particular types of policies. However, car and home policies are quite simple to change. In fact, you can change your policy with a simple email request. This can save you a lot of money in the long-run.
Insuring your car and home is a big deal. It is important to go with companies that are well known to you. However, there are several companies out there in each industry, which are unknown to most people. Not all companies spend millions on advertising their services on television. In fact, some big companies provide terrible experience. You should read reviews of various insurance company online before purchasing your car insurance policy from them. Choose only a company that has decent reviews and credit rating. You will be guaranteed that you are paying only what your coverage states.…